How To Finance Your New Home

Pratt Homes / About Us / Financing

We specialize in financing your home!

Imagine walking through a food court. No matter what type of meal you’re in the mood for, you can find it; along with several other tasty options you may have never known were available. Pratt Homes is your financial food court. When you come to Pratt Homes, you can expect a variety of unique financing options to fit each and every need. Absolutely no Interest Rate padding on our end. Ever. And that’s a Pratt Promise. Our goal is to get you the best possible deal for your specific situation!

Advocating for our customers is our bread and butter. We give you free access to independent guidance from our licensed Mortgage Loan Originator, Blake. (The big guy in our social media videos. Check them out!) The dynamic duo – Blake and Alisa – use their superpowers for good to ensure that your financing experience at Pratt Homes is as smooth as possible.

Ultimately, we understand this is one of the most important purchases for everyone. We’re honored to share our expertise with you and guide you through your home-buying journey. With Pratt Homes, you save big on financing thanks to our expert duo who will help deliver the best available financing options across the entire industry!

Options, options, options!

At Pratt Homes, we understand the importance of your options when it comes to financing. We have partnered with leaders in the Home Financing industry to provide the very best array of loan products available in the marketplace. More options = more opportunities for savings!

A few of these options include, but are not limited to:

  • FHA
  • VA
  • Conventional
  • Chattel (Home-Only Loans)

Coverage you can count on.

Our finance team are not only superheroes when it comes to your home loans, but they can provide free insurance quotes too! We want to make the journey of purchasing your home super simple. Let us do all of the work so you can kick back and relax. We truly provide the complete home-buying experience!

HomeCare Plus Warranty Program

Along with amazing insurance coverage for each home, we also include something that separates us from the pack – our 10-year Structural Warranty and 7-year Systems & Appliances Warranty from HomeCare Plus! Check out all of these amazing benefits:

  • 10 Years of Structural Warranty
    • Structure – Steel Frame, Tie Down Straps & Anchors, Sub-Floor Structure, Doors, Windows, Sliding Doors, Load Bearing Framing Members, Interior Walls, and more!
  • 7 Years of Systems & Appliances Warranty
    • Electrical System – All Components and Parts including ceiling fans except those listed under Exclusions.
    • Plumbing System – Leaks & Ruptures of Water, Drain, Gas, Waste or Vent Lines, Toilet Tanks, Bowls, Toilet Wax Ring Seals, Valves for Shower, Tub, Diverter, Angle Stops, Risers & Gate Valves, Built-in Bathtub, Whirlpool Motor & Pump Assemblies.
    • Heating System – Heat Pump Metering Devices, Furnace Transition, Evaporator Coils & Drain Lines, Air Handling Unit, Air Handling Transition, Secondary Drain Pan & Refrigerant Lines.
    • Electrical Air Conditioning System – Condenser, Metering Devices, Evaporator Coils & Drain Lines, Air Handling Unit, Air Handling Transition, Secondary Drain Pan & Lines, Refrigerant Lines.
    • Appliances – Refrigerator, Oven Range/Cooktop, Built-in Microwave, Water Heater, Dishwasher, Garbage Disposal, Clothes Washer & Dryer.

(For complete coverages including terms & conditions, please refer to the service contract. Some exclusions and limitations apply.)

Bad credit? No credit? No problem.

Pratt Homes still has options for you. Please reach out to our finance department at 903-596-7333, extension 106, to discuss your possiblities!

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