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		<title>MY PRATT HOME PHOTO CONTEST</title>
		<link>http://lpratthomes.com/blog/my-pratt-home-photo-contest/</link>
		<comments>http://lpratthomes.com/blog/my-pratt-home-photo-contest/#comments</comments>
		<pubDate>Thu, 16 May 2013 10:38:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://lpratthomes.com/?p=1585</guid>
		<description><![CDATA[WIN A $500.00 WALMART GIFT CARD FROM PRATT MODULAR HOMES MY PRATT HOME PHOTO CONTEST Dear Pratt Homeowner, Spring is here! And with warmer weather we are all spending more time outdoors in our gardens and entertaining on our decks &#8230; <a href="http://lpratthomes.com/blog/my-pratt-home-photo-contest/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<div style="background-color: #660000; color: #ffffff; width: auto; text-align: center; font-weight: bold;">WIN A $500.00 WALMART GIFT CARD FROM PRATT MODULAR HOMES</div>
<p><a href="http://lpratthomes.com/wp-content/uploads/2013/02/sale_prattlogo.png"><img class="alignnone size-full wp-image-1546" alt="sale_prattlogo" src="http://lpratthomes.com/wp-content/uploads/2013/02/sale_prattlogo.png" width="278" height="91" /></a></p>
<h1 align="center">MY PRATT HOME PHOTO CONTEST</h1>
<p>Dear Pratt Homeowner,</p>
<p>Spring is here! And with warmer weather we are all spending more time outdoors in our gardens and entertaining on our decks and patios. Pratt Homes wants to see your favorite photo’s of your Pratt Home! Starting May 20th Pratt Homes is giving its loyal homeowners a chance to win a $500 Wal-Mart Gift Card for participating in our Best Home Photo Contest. Here is all you have to do!</p>
<p><strong>It’s Easy to Enter:</strong></p>
<ul>
<li><strong>Take a picture of your home displaying your favorite angles.</strong></li>
<li><strong>Go to </strong><a href="https://www.facebook.com/pratthomestyler">www.facebook.com/pratthomestyler</a><strong> and “like us” then click on the <a href="http://www.facebook.com/pratthomestyler/app_292725327421649">Show Photo Contest tab</a> and follow the instructions to upload your photo and a description of why you love your Pratt home.</strong></li>
<li><strong>Tell your friends about the contest!</strong></li>
</ul>
<p><strong>Visit us at </strong><strong><a href="https://www.facebook.com/pratthomestyler">www.facebook.com/pratthomestyler</a> to enter today!!</strong></p>
<div style="background-color: #ececec; width: 95%; padding: 5px; color: #000066;">The Pratt Modular Homes  Best home photo Contest will run from May 20th to July 4th, The winner will be announced  on July 4th, 2013 on the Pratt Homes Web site and on Facebook. Read the rules and regulations at <a href="https://www.facebook.com/pratthomestyler">www.facebook.com/pratthomestyler</a></div>
<p align="center">310A SSE Loop 323<br />
Tyler, Texas 75702<br />
<strong>903-593-6300</strong></p>
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		<title>Mother&#8217;s Day Special</title>
		<link>http://lpratthomes.com/blog/mothers-day-special/</link>
		<comments>http://lpratthomes.com/blog/mothers-day-special/#comments</comments>
		<pubDate>Thu, 09 May 2013 10:26:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://lpratthomes.com/?p=1564</guid>
		<description><![CDATA[Mom’s Day Specials Reward your mom this week only!!! Purchase a new Pratt Home and receive one of the following: 1. front load washer / dryer 2. built in range &#38; cook top 3. whirlpool tub w/ tile or marble &#8230; <a href="http://lpratthomes.com/blog/mothers-day-special/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<p><a href="http://lpratthomes.com/wp-content/uploads/2013/05/phMD-banner.jpg"><img class="alignnone size-full wp-image-1565" title="Mother's Day Special" alt="Mother's Day Special" src="http://lpratthomes.com/wp-content/uploads/2013/05/phMD-banner.jpg" width="845" height="321" /></a></p>
<p><strong>Mom’s Day Specials</strong></p>
<p><em>Reward your mom this week only!!!</em></p>
<p>Purchase a new Pratt Home and receive one of the following:</p>
<p>1. front load washer / dryer<br />
2. built in range &amp; cook top<br />
3. whirlpool tub w/ tile or marble shower combination</p>
<p>THIS WEEKEND ONLY / APPLIES TO NEW HOME PURCHASES ONLY…</p>
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		<title>WHATS NEW FROM THE TUNICA SHOW</title>
		<link>http://lpratthomes.com/blog/whats-new-from-the-tunica-show/</link>
		<comments>http://lpratthomes.com/blog/whats-new-from-the-tunica-show/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 12:08:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://lpratthomes.com/?p=1556</guid>
		<description><![CDATA[WHATS NEW FROM THE TUNICA SHOW:!!! Deer Valley Homes comes to Texas with two Great New Models!!! &#8220;The Koinonia&#8221; &#8220;The BriarRitz&#8221; Both Homes are built with high-end materials that distinguish them. Spacious Kitchens with Center Islands Tile and Hardwood floors &#8230; <a href="http://lpratthomes.com/blog/whats-new-from-the-tunica-show/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<div style="background-color:#f0edda; width:670px; border:#8d886b; border-style:solid; border-width:1px;"><!--main start--><br />
<img src="/images/prattlogo_feb.png"/></p>
<div style="background-color:#fff; text-align:center; color:#8d886b">
<h2>WHATS NEW FROM THE TUNICA SHOW:!!! </h2>
</div>
<div style="text-align:center;">
<h4>Deer Valley Homes comes to Texas with two Great New Models!!!</h4>
</div>
<p></p>
<div style="color:#8d886b;">
<h2 align="center">&#8220;The Koinonia&#8221;</h2>
</div>
<p><img src="/images/1.jpg"/></p>
<p></p>
<div style="color:#8d886b;">
<h2 align="center">&#8220;The BriarRitz&#8221;</h2>
</div>
<div style="text-align:center;"><img src="/images/2.jpg"/></div>
<div style="background-color:#fff; text-align:center; color:#8d886b">
<h2>Both Homes are built with high-end materials<br /> that distinguish them.</h2>
</div>
<ul>
<li>
<h4>Spacious Kitchens with Center Islands</h4>
</li>
<li>
<h4>Tile and Hardwood floors</h4>
</li>
<li>
<h4>Innovative Designs</h4>
</li>
<li>
<h4>Archways</h4>
</li>
</ul>
<p><img src="/images/3.jpg"/></p>
<p>
<img src="/images/4.jpg"/></p>
<p></p>
<div style="float:left; margin-left:43px;"><img src="/images/5.jpg"/></div>
<div style="float:right; margin-right:43px;"><img src="/images/6.jpg"/></div>
<div style="clear:both;"></div>
<div style="float:left; margin-left:43px;"><img src="/images/7.jpg"/></div>
<div style="float:right; margin-right:43px; margin-bottom:43px;"><img src="/images/8.jpg"/></div>
<div style="clear:both; padding:0 40px;">Pratt Homes is the first and only builder in Texas to produce Deer Valley Homes. Deer Valley Homes will be a complimentary  additional &#8220;high end quality&#8221; home to be part of the exceptional brands Pratt Homes already has available.</p>
<p> Deer Valley is a custom built home w/ a feel of a contemporary lodge look. Cedar beams, tile tub surrounds, walk-in dual head showers, 9&#8242; ceilings, 7/12 roof pitch, and with my favorite new shaker style pecan cabinets, the Deer Valley home is really a crowd pleaser. If you are looking for construction, Deer Valley is standard w/ 2&#215;6&#8243; exterior walls as well as low E thermal pane windows.<br />
<h4>Stop in and take a look at what&#8217;s new at Pratt Homes today!!!</h4>
</div>
</div>
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		<item>
		<title>Pratt Homes and CBS Channel 19</title>
		<link>http://lpratthomes.com/blog/pratt-homes-and-cbs-channel-19/</link>
		<comments>http://lpratthomes.com/blog/pratt-homes-and-cbs-channel-19/#comments</comments>
		<pubDate>Thu, 21 Feb 2013 02:21:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://lpratthomes.com/?p=1512</guid>
		<description><![CDATA[CHANNEL CBS1 9 COMING UP SOMETIME INMARCH WITH CBS 19 HERE IN TYLER Pratt Modular Homes 310A SSE Loop 323 Tyler, TX 75702 903.593.6300]]></description>
				<content:encoded><![CDATA[<div id="makeawish_cont">
<div class="mw_grid1">
<p><img class="mw_prattlogo" alt="Pratt Modular Homes" src="http://publicfusion.com/pratt/wp-content/uploads/2013/02/sale_prattlogo.png" /></p>
<div>
<div class="mw_channel">CHANNEL</div>
<div class="mw_cbs">CBS<span style="font-size: 76px; margin-left: 13px;">1 9</span></div>
</div>
</div>
<p><!-- end mw_grid1 --></p>
<div class="mw_grid2">COMING UP<br />
SOMETIME INMARCH<br />
WITH CBS 19 HERE<br />
IN TYLER</div>
<p><!-- end mw_grid2 --></p>
<div class="mw_footer"><span style="font-size: 20px;">Pratt Modular Homes</span><br />
310A SSE Loop 323 Tyler, TX 75702<br />
903.593.6300</div>
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</div>
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		<title>COMING SOON: St. Jude Fundraiser on March 7th and 8th</title>
		<link>http://lpratthomes.com/blog/st-jude-fundraiser/</link>
		<comments>http://lpratthomes.com/blog/st-jude-fundraiser/#comments</comments>
		<pubDate>Tue, 19 Feb 2013 08:45:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://lpratthomes.com/?p=1503</guid>
		<description><![CDATA[C O O M I N G &#160; S O O N &#160; O N &#160; M A R C H &#160; 7 T H &#160; A N D &#160; 8 T H 2&#160;&#160;&#160;0&#160;&#160;&#160;1&#160;&#160;&#160;3 S &#160;&#160;T &#160;&#160;.&#160;&#160;&#160;&#160;&#160;J &#160;&#160;U &#160;&#160;D &#160;&#160;E&#160;&#160;&#160;&#160;&#160;F &#8230; <a href="http://lpratthomes.com/blog/st-jude-fundraiser/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<div id="stjude_cont">
<div class="sj_header1">C O O M I N G &nbsp; S O O N &nbsp; O N &nbsp; M A R C H &nbsp; 7 T H &nbsp; A N D &nbsp; 8 T H</div>
<div class="sj_header2">2&nbsp;&nbsp;&nbsp;0&nbsp;&nbsp;&nbsp;1&nbsp;&nbsp;&nbsp;3</div>
<p><img class="image_stjude" src="/images/image_stjude.png" alt="St. Jude Charity" /></p>
<div class="sj_title">S &nbsp;&nbsp;T &nbsp;&nbsp;.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;J &nbsp;&nbsp;U &nbsp;&nbsp;D &nbsp;&nbsp;E&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F &nbsp;&nbsp;U &nbsp;&nbsp;N &nbsp;&nbsp;D &nbsp;&nbsp;R &nbsp;&nbsp;A &nbsp;&nbsp;I &nbsp;&nbsp;S &nbsp;&nbsp;E &nbsp;&nbsp;R</div>
<div class="sj_content">
101.5 KNUE RADIO AND PRATT HOMES ARE HAVING THEIR ANNUAL FUNDRAISER. TOGETHER THEY HAVE RAISED OVER $2 MILLION IN THE PAST FEW YEARS. PLEASE LISTEN IN AND GIVE WHAT YOU CAN. IT IS A LIFE CHANGING EXPERIENCE FOR YOU AND THE CHILDREN WE HELP!</div>
<div class="radiothon">
<a href="https://shop.stjude.org/GiftCatalog/donation.do;jsessionid=Xv3xR1CN55XXrhvRgpBT0TnQyNJLbtNMqHp2mJjTFsj9n1680H2r!729067618!-1265620744?cID=13304&#038;pID=19932" class="stjude_donate">Click Here to Donate</a></p>
<div class="rad1">Radiothon March 7th &#8211; 8th</div>
<div class="rad">6a &#8211; 7p</div>
</div>
<div class="sj_footer">
<a href="http://lpratthomes.com" style="cursor:pointer;"><br />
<img class="sj_prattlogo" src="/images/prattlogo_feb.png" alt="Pratt Modular Homes" /><br />
</a></p>
<div class="sj_prattaddress">
310A SSE Loop 323 Tyler, TX 75702<br />
903.593.6300</div>
</div>
<p> <!-- end sj_footer -->
</div>
<p> <!-- end stjude_cont --></p>
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		<title>WARNING!!!!! NOT READING THIS MAY COST YOU UPWARDS OF $50,000 IF YOU DON’T ACT NOW!</title>
		<link>http://lpratthomes.com/blog/urgent-blog/</link>
		<comments>http://lpratthomes.com/blog/urgent-blog/#comments</comments>
		<pubDate>Tue, 19 Feb 2013 04:26:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://lpratthomes.com/?p=1487</guid>
		<description><![CDATA[WARNING!!!!! NOT READING THIS MAY COST YOU UPWARDS OF $50,000 IF YOU DON’T ACT NOW! Urgent Warning! AS OF APRIL 1ST 2013 PMI ON FHA MORTGAGES WILL GO UP! PMI WILL NOT GO AWAY AFTER 20% EQUITY OR 5 YEARS &#8230; <a href="http://lpratthomes.com/blog/urgent-blog/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<div id="MI_container">
<div class="MI_header">
<h2>WARNING!!!!! NOT READING THIS MAY COST YOU UPWARDS OF $50,000 IF YOU DON’T ACT NOW!</h2>
</div>
<div class="MI_sidebar">
<div class="MI_sidebar_warning">
<span>Urgent Warning!</span></p>
<div class="MI_warning_content">
AS OF APRIL 1ST 2013 PMI ON FHA MORTGAGES WILL GO UP! PMI WILL NOT GO AWAY AFTER 20% EQUITY OR 5 YEARS AS IT HAS IN THE PAST. THE FEDERAL GOV ANNOUNCED LOANS THAT DO NOT HAVE A FHA CASE NUMBER BEFORE APRIL 1ST WILL BE REQUIRED TO PAY PMI FOR THE ENTIRE LENGTH OF THE LOAN.
</div>
<p> <!-- end MI_warning_content -->
</div>
<p><!-- end MI_sidebar_warning --></p>
<hr />
<div class="MI_sidebar_message">
“These are essential and appropriate measures ti manage and protect FHA’s single-family insurance programs” said Galante. “In addition to protecting the MMI Fund, these changes will encourage the return of private capital to the housing market, and make sure FHA remains a vital source of affordable and sustainable mortgage financing for future generations of American homebuyers.”
</div>
<p> <!-- end MI_sidebar_message -->
</div>
<p> <!-- end MI_sidebar --></p>
<div class="MI_body">
<div class="MI_body_content">
THESE PREMIUM INCREASES EXCLUDE CERTAIN STREAMLINE REFINANCE TRANSACTIONS.</p>
<p>FHA will reverse its existing policy of canceling MIP on loans when the outstanding principal balances reached 78 percent of the original balance. Because FHA remains obligated to insure 100 percent of the outstanding load balance for the life of the loan, homeowners will now be required to maintain principal payments over that period as well. FHA’s Office of Risk Management and Regulatory Affairs estimates that the MMI Fund has foregone billions of dollars in premium revenue on mortgages endorsed from 2010 through 2012 because of this automatic cancellation policy.</p>
<p>FHA will require lenders to manually underwrite loans for which borrowers have a decision credit score below 620 and a total debt-to-income (DTI) ratio greater than 43 percent. Lenders will be required to document compensating factors that support the underwriting decision to approve loans where these parameters are exceeded, using FHA manual underwriting and compensating factor guidelines.</p>
<p>FHA will propose an increase in the minimum down payments for jumbo loans from 3.5 to 5 percent. The proposal will be published in the Federal Register within the next few days.</p>
<p>-FHA will step up its enforcement efforts for FHA-approved lenders with regard to aggressive marketing to borrowers with the previous foreclosures. Borrowers are currently able to access FHA-insured financing no sooner than three years after they have experienced a foreclosure, but only if they have re-established good credit and qualify for an FHA loan in accordance with FHA’s fully documented underwriting requirements. It has come to FHA’s attention that a few lenders are inappropriately advertising and soliciting borrowers with the false pretense that they can somehow “automatically” qualify for an FHA-insured mortgage three years after their foreclosure. FHA will work with other federal agencies to address such false advertising by non-FHA-approved entities.
</p>
<p>Finally, as discussed in its Annual Report to Congress, FHA is also committed to structuring a new housing initiative that would apply to a number of borrower classifications, including borrowers with previous foreclosures.</p>
</div>
<p> <!-- end MI_body -->
</div>
<p> <!-- end MI_body_content --></p>
<div class="MI_bottom">
<span>Changes to Mortgage Insurance Premiums</span><br />
FHA will increase its annual mortgage insurance premium (MIP) for most new mortgages by 10 basis points or by 0.10 percent. FHA will increase premiums on jumbo mortgages ($625,500 or larger) by 5 basis points or 0.05 percent, to the maximum authorized annual mortgage insurance premium. These premium increases exclude certain streamline refinance transactions.
</div>
<p> <!-- end MI_bottom --></p>
<div class="MI_footer">
Act Now!! Get your credit application to Pratt Homes TODAY before it’s too late!!!
</div>
</div>
<p> <!-- end MI_container --></p>
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		<title>February 2013 News Letter</title>
		<link>http://lpratthomes.com/blog/february-2013-news-letter/</link>
		<comments>http://lpratthomes.com/blog/february-2013-news-letter/#comments</comments>
		<pubDate>Mon, 11 Feb 2013 05:49:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://lpratthomes.com/?p=1423</guid>
		<description><![CDATA[310A SSE Loop 323 Tyler, Texas 75702 &#160; 903-593-6300 email us at lpratt@lpratthomes.com February 2013 News Letter Lynn Pratt / President Bryan Wright / Sales Mgr. Chuck Conklin / Finance Mgr. Pratt Modular Homes are budget friendly and customizable. We &#8230; <a href="http://lpratthomes.com/blog/february-2013-news-letter/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<div id="feb_blog_container">
<div class="feb_header"><img class="prattlogo_img" src="/images/prattlogo_feb.png" alt="" /></p>
<div class="febheader_address">310A SSE Loop 323 Tyler,<br />
Texas 75702</div>
<p>&nbsp;</p>
<div class="febheader_number">903-593-6300</div>
<div class="febheader_email">email us at lpratt@lpratthomes.com</div>
</div>
<div class="feb_sidebar">
<div class="febsidebar_first"><img class="sidebarhouse_img" src="/images/sidebar_house.png" alt="" /></p>
<div class="febsidebar_first_header febh1">February 2013 News Letter</div>
<div class="febsidebar_first_content"><strong>Lynn Pratt</strong> / President<br />
<strong>Bryan Wright</strong> / Sales Mgr.<br />
<strong>Chuck Conklin</strong> / Finance Mgr.</div>
<div class="febsidebar_first_content2"><strong>Pratt Modular Homes</strong> are budget friendly and customizable. We have over 600 standard floor plans to choose from with an infinite number of possibilities. Ultimately we never build two homes alike.</div>
</div>
<div class="febsidebar_second">
<div class="febsidebar_second_header febh1">Other News</div>
<div class="febsidebar_second_content1"><img class="sidebar_second_img" src="/images/getfreegas.png" alt="" /><br />
That’s right! We will even pay for your gas to come see us. Log on to PrattmodularHomes.com to find out how. Just click and print the online coupon.</div>
<div class="febsidebar_second_content2"><img class="sidebar_second_img" src="/images/febwasher.png" alt="" /><br />
Ask about our <strong>FREE</strong> Washer and Dryer Offer when you come in and buy your Dream Homes!</div>
</div>
</div>
<div class="feb_body">
<div class="febbody_first_section">
<div class="febbody_firstcontent febh1">Why Pratt Homes</div>
<ul>
<li>No other company that lets you select from 7 different building centers in 4 different states.</li>
<li>No other company has a larger number of employees who have chosen to invest their own money in what they sell.</li>
<li>No one else has a full time finance manager who is committed to getting you the best rates and the best total loan package for the consumer.</li>
<li>No one else has a full time construction manager to handle your home project from start to finish.</li>
<li>No one else builds their homes to the “Pratt Standards” which includes insulation requirements, window efficiency, Lennox AC, floor / sliding / water heater sizing / plumbing requirements.</li>
<li>No one else has a full time service coordinator and 4 full time service crews to make sure even the smallest issue is taken care of in a timely manner.</li>
<li>No one else has a 17 acres of homes with new inventory to view as well as homes already available for immediate move in within a 7 mile radius of Tyler.</li>
</ul>
</div>
<div class="febbody_second_section">
<div class="febbody_secondcontent febh1">“Simplicity Without Sacrifice”</div>
<div class="febbody_secondsection1">Our slogan says it all. If you are looking for a weekend getaway on the lake or if you’re looking for a primary residence, Pratt Modular Homes is the way to go. <img class="secondcont_img1" src="/images/secondcont_img1.png" alt="" />Today’s consumer is accustomed to the microwave approach to business. “My Way Right Away”. <img class="secondcont_img2" src="/images/secondcont_img2.png" alt="" />Modular home construction gives the consumer a quicker. simpler, stronger, more energy efficient, and a more cost effective way to build your home. Come by and see what the latest in home construction really looks like today at Pratt Homes.</div>
<div class="febcontact">Contact Us! 903-593-6300 or email us at lpratt@lpratthomes.com</div>
</div>
</div>
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		<title>Anticipate Substantial Home Price Increases For 2013</title>
		<link>http://lpratthomes.com/blog/home-price-increase-2013/</link>
		<comments>http://lpratthomes.com/blog/home-price-increase-2013/#comments</comments>
		<pubDate>Wed, 23 Jan 2013 05:59:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

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		<description><![CDATA[Anticipate Substantial Home Price Increases For 2013 310A SSE Loop 323 Tyler, TX 75702 Phone: 903.593.6300 SUNDAY, DECEMBER 30, 2012, 7:27 p.m. ET The Wallstreet Journal Lumber Futures Log an 8-Year High Bullish Signs for U.S. Housing, Rising Exports to &#8230; <a href="http://lpratthomes.com/blog/home-price-increase-2013/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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Anticipate Substantial <br/> Home Price Increases For 2013
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<div class="prattaddress">310A SSE Loop 323 Tyler, TX 75702<br />
Phone:  903.593.6300</div>
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SUNDAY, DECEMBER 30, 2012, 7:27 p.m. ET
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The Wallstreet Journal
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Lumber Futures Log an 8-Year High Bullish Signs for U.S. Housing, Rising Exports to China Help Drive Increases.<br />
Sizable increases in home construction costs occurred in 2012 without a lot of fanfare. One of the reasons no one noticed was that the housing market was still cleaning up foreclosure inventory from 2007.
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US Home Construction In 2012 Highest In 4 Years
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By MARTIN CRUTSINGER
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WASHINGTON (AP) — U.S. builders started work on homes in December at the fastest pace in 4 ½ years and finished 2012 as their best year for residential construction since the early stages of the housing crisis.<br />
With the expected growth in new home construction and the $50 billion going into reconstruction in Hurricane Sandy&#8217;s aftermath, we are facing an inevitable sharp increase in building costs for 2013.
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THURSDAY, NOVEMBER 1, 2012
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Estimate of Economic Losses Now Up to $50 Billion
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By MARY WILLIAMS WALSH and NELSON D. SCHWARTZ
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Economic damages inflicted by Hurricane Sandy could reach $50 billion, according to new estimates that are more than double a previous forecast. </p>
<ul style="margin: -23px 0px 2px 40px;">
<li>CANADA NEWS</li>
<li>Updated November 1, 2012, 9:28 p.m. ET</li>
<li>Storm Gives a Jolt to Lumber Market</li>
</ul>
<p>The extensive rebuilding that is expected in the wake of Sandy&#8217;s devastation is adding kindling to an already-hot market for lumber.
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RELATED NEWS
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<div class="relatednews1">UPDATE 1-U.S. Lumber Futures Soar On Talk of China Demand</div>
<div class="relatednews2">UPDATE 4-US Lumber at 19-mth High On Post-Sandy Rebuilding Hopes</div>
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Why Some Future Homeowners Will Be Priced Out of the Market In 2013 and Beyond.
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Lumber reached a 7-year high Jan 18, 2013.  An increase of 43.4% over last year.<br />
Western spruce-pine-fir expected to touch the US$500 in the next 2-3 years – compared to average annual price of US$180<br />
US supply is expected to become overwhelmed in the next 5 yrs., allowing wood product prices to soar.<br />
Insulation suppliers announced a 10% price increase.  Gypsum suppliers announced a 20% prices increase.  Steel pricing is up over 30% since early 2012 pricing.<br />
Most home builders started the first week in January with a 3% to 5% increase in base prices. Some of the commodities making news for 2012: Lumber prices up 34%, asphalt (shingle) prices up 7%, gypsum (sheetrock) prices up 29%.<br />
We are telling customers who are putting off purchasing a new home till 2014, that they may find themselves priced out of the home they had hoped for due to abrupt price increases and rising interest rates.
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		<title>News Letter</title>
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		<pubDate>Thu, 29 Nov 2012 02:42:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[&#8220;Hello everyone it’s almost Thanksgiving and Christmas time again. On behalf of all of us here at Pratt Homes I would like to extend to all our friends and Customers (past and future) a heartfelt wish that you all have &#8230; <a href="http://lpratthomes.com/blog/news-letter/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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<blockquote><p>&#8220;Hello everyone it’s almost Thanksgiving and Christmas time again. On behalf of all of us here at Pratt Homes I would like to extend to all our friends and Customers (past and future) a heartfelt wish that you all have a wonderful and safe holiday.&#8221;</p></blockquote>
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<p id="p-head">Pratt Homes announces the addition of a new product line,</p>
<p id="p-highlight">“Park Models and Lodges”!</p>
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	      <span id="featured-arrow"></span></p>
<h5 style="float: right;margin: -15% 1% 0 0;color: white;font-size: 1em;">Arrowhead Lodge</h5>
<div style="width:54%;margin:-8% 0% -4% 53%;line-height:9px;font-size:1.01em;letter-spacing: 1px;">
                Address: Tyler, TX<br />All counties county<br />Agent name: Pratt Homes<br />Property Type:<br />
                Residential</div>
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<h5 style="float:left;margin: -21% 1% 1% 0%;color:white;font-size:1.3em;">Canyon Lodge</h5>
<div style="width:54%;text-align:right;line-height:9px;font-size:1.01em;margin:-12% 20% 0% -6%;letter-spacing: 1px;">
              Address: Tyler, TX<br />All counties county<br />Agent name: Pratt Homes<br />Property Type: Residential
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<p><span style="font-weight:bold;font-size:1em;">PRATTHOMES</span> is the only retail outlet in                  Louisiana and Texas for the Stone Canyon Lodges &#038; Park Model Homes. </p>
<p>With over 25 models choose from. They are versatile and affordable way to quickly set up that “scenic                  get away” or “fishing lodge”. They are great for lake and mountain retreats. </p>
<p>Retirement people are purchasing them so they can have a permanent residence while traveling on the                  road most months of the year in a motor home. </p>
<p>The uses for these cool Park models and lodges are endless. Hunting retreats, Fishing Lodges, Secluded                  Get a ways. </p>
<p>These lodges are popping up at  “yogi bear” lodges all over the US especially at vacation destinations                  like Colorado and Wyoming and renting for $175 per night,  set up your own park! </p>
<p>A great benefit is that they are not subject (yet) to taxes like a house or RV : park models are not                  considered an RV nor Manufactured Home nor Modular home and do not come under any of their guideline                   requirements. In order to be a park model the home has to be under 400 sq. feet. These are 398’ and                  this allows them to be personal property so one does not have to pay Real Property Taxes… </p>
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<h4 style="color: red;margin: 1% 1% -1% 1%;font-size: 1em;">YES, Pratt has Financing available!</h4>
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<p class="secont-cont-p1">We as always have our traditional modular homes and did we forget to mention that if we can get you into your home before January 15th you can qualify for homestead exemption for 2013. </p>
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	        <span id="featured-washer"></span></p>
<p style="margin: -2% 4% 0 31%;line-height: 10px;letter-spacing: 2px;font-size: 0.5em;">Come in TODAY!!!! Our special for this month is the Hampton with <span style="color:red">$5000 off MSRP plus a Free!! <span                    style="font-weight:bold;">Front load washer and Dryer</span></span> for qualified buyers.</p>
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<p class="right-sb-info">Were so convinced you&#8217;ll like what you see that we&#8217;ll                  buy your gas &#038; pay for your hotel!</p>
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<p style="margin: -2% 1% 1% 14%;">If you drive 75 miles or more to visit Pratt Homes we will buy your gas.</p>
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<p style="margin: 2% 1% -9% 14%;">If you invest in a Pratt Home we&#8217;ll even put you up for the                    night.</p>
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<p class="sidebar-app-p2">http://lpratthomes.com/wp-content/plugins/amerisale-re/gass_deals.html</p>
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		<title>Winner of “Once a Year Sale”</title>
		<link>http://lpratthomes.com/blog/winner-of-once-a-year-sale/</link>
		<comments>http://lpratthomes.com/blog/winner-of-once-a-year-sale/#comments</comments>
		<pubDate>Thu, 27 Sep 2012 05:07:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[http://lpratthomes.com/ Pratt Homes has announced the winner of its “Beat the Heat” event at their yearly sale. On September 10th through September 15th Pratt Homes has its biggest sale of the year. Lynn Pratt owner and founder of Pratt Modular &#8230; <a href="http://lpratthomes.com/blog/winner-of-once-a-year-sale/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<p><a title="Pratt homes" href="http://lpratthomes.com/" target="_blank">http://lpratthomes.com/</a></p>
<p style="font-size: medium; text-align: justify;"><a title="Pratt homes" href="http://lpratthomes.com/" target="_blank">Pratt Homes</a> has announced the winner of its “<a title="Beat the heat" href="http://lpratthomes.com/promo/" target="_blank">Beat the Heat</a>” event at their yearly sale.</p>
<p style="font-size: medium; text-align: justify;">On September 10th through September 15th <a title="Pratt homes" href="http://lpratthomes.com/" target="_blank">Pratt Homes</a> has its biggest sale of the year.</p>
<p style="font-size: medium; text-align: justify;">Lynn Pratt owner and founder of <a title="Pratt homes" href="http://lpratthomes.com/" target="_blank">Pratt Modular Homes</a> of Tyler Texas says that Pratt Homes had a very good year with sales up 30% from last year at this same time.</p>
<p style="font-size: medium; text-align: justify;">We have made many in roads this year. Although markets have been tough and financing changes at the FHA have made our job difficult we still have managed to get folks financed and into the home of their dreams when our competitors couldn’t. In addition we have been able to build homes for around 10% less than our <strong>modular home competitors</strong>. We also include many upgrades such as porches, brick siding, furniture and appliances. Now as a way to share our excitement and thanks to the community and people that have allowed us to build for them we are giving away $10,000 dollars here today to one lucky person.</p>
<p style="font-size: medium; text-align: justify;">We think our commitment to excellence and our unwillingness to compromise service has lead to our success. We support our community, our troops and all the things that have made our country great. Our charity of choice is St Jude’s Children’s Hospital and we encourage everyone to join us in that important cause. Please come by and see us we can get you into a new home if anyone can. We will build that home for less than our competitors guaranteed. Just bring in any quote and let us do a price out comparison. We have over 2 Million dollars in inventory right now.</p>
<p> <span style="text-align: justify;">Pratt Homes announced the “</span><a style="text-align: justify;" title="Beat the heat" href="http://lpratthomes.com/blog/win-10k-with-pratt-modular-homes-beat-the-heat-contest/" target="_blank">Beat the Heat</a><span style="text-align: justify;">” contest on its web site and through radio and television advertising. The promotion ran from June 11 to August 31th of 2012.</span></p>
<p style="font-size: medium; text-align: justify;">To win the contest, participates had to answer this question.</p>
<p style="font-size: medium; text-align: justify;"><strong>Guess the number of days greater than or equal to 100 degrees between June 11 and August 31.</strong></p>
<p style="font-size: medium; text-align: justify;">The Winner was announced at Pratt Homes annual “<a title="Once a year sale video" href="http://lpratthomes.com/once-a-year-sale/" target="_blank">Once a Year Sale</a>”. This sale started September 10th and finished off on September 15th.</p>
<p> <span style="text-align: justify;">When the time has came to announce the winner of the contest the crowd of participates gathered at the “</span><a style="text-align: justify;" title="Once a year sale" href="http://lpratthomes.com/blog/pratt-modular-homes-offers-once-a-year-sale/" target="_blank">Once a Year Sale</a><span style="text-align: justify;">&#8221; at Pratt Homes to find out who the lucky winner would be. People waited for the announcement.</span></p>
<p><span style="text-align: justify;">Finally, The Lucky winner was announced.</span></p>
<p style="font-size: medium; text-align: justify;">Jessica Smutz is the Big Winner this Year!</p>
<p style="font-size: medium; text-align: justify;">Visit us on the web at <a title="Pratt homes" href="http://lpratthomes.com/" target="_blank">lpratthomes.com</a> , search our models and <a title="modular homes floor plans" href="http://lpratthomes.com/floor_plans/" target="_blank">floor plans</a> to find the home that is right for you and your family. To learn more about <a title="modular homes construction" href="http://lpratthomes.com/construction/" target="_blank">modular homes construction</a> and view <a title="modular homes gallery" href="http://lpratthomes.com/gallery/exterior-gallery/" target="_blank">modular homes gallery</a>, click on the gallery you would like to view.</p>
<ol>
<li><a title="modular homes exterior gallery" href="http://lpratthomes.com/gallery/exterior-gallery/" target="_blank">Modular homes exterior galler</a>y</li>
<li><a title="modular homes kitchen gallery" href="http://lpratthomes.com/gallery/kitchen-gallery/" target="_blank">Modular homes kitchen gallery</a></li>
<li><a title="modular homes bathroom gallery" href="http://lpratthomes.com/gallery/bathroom-gallery/" target="_blank">Modular homes bathroom gallery</a></li>
<li><a title="modular homes custom closet" href="http://lpratthomes.com/gallery/custom-closet-gallery/" target="_blank">Modular homes custom closet gallery</a></li>
</ol>
<p style="font-size: medium; text-align: justify;">Congratulations to Jessica Smutz our Big Winner this Year!!!</p>
<p style="font-size: medium; text-align: justify;">Logon to <a title="Pratt modular homes" href="http://www.prattmodularhomes.com/" target="_blank">prattmodularhomes.com</a> to find out about specials, discount models and promotion like “<a title="Beat the heat" href="http://lpratthomes.com/blog/win-10k-with-pratt-modular-homes-beat-the-heat-contest/" target="_blank">Beat the Heat</a>”. Maybe you will be our next big winner.</p>
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