MY PRATT HOME PHOTO CONTEST
Dear Pratt Homeowner,
Spring is here! And with warmer weather we are all spending more time outdoors in our gardens and entertaining on our decks and patios. Pratt Homes wants to see your favorite photo’s of your Pratt Home! Starting May 20th Pratt Homes is giving its loyal homeowners a chance to win a $500 Wal-Mart Gift Card for participating in our Best Home Photo Contest. Here is all you have to do!
It’s Easy to Enter:
- Take a picture of your home displaying your favorite angles.
- Go to www.facebook.com/Pratthomes and “like us” then click on the Pratt Home Photo Contest link and follow the instructions to upload your photo and a description of why you love your Pratt home.
- Tell your friends about the contest!
Visit us at www.facebook.com/Pratthomes or at PrattModularhomes.com to enter today!!
310A SSE Loop 323
Tyler, Texas 75702
Mom’s Day Specials
Reward your mom this week only!!!
Purchase a new Pratt Home and receive one of the following:
1. front load washer / dryer
2. built in range & cook top
3. whirlpool tub w/ tile or marble shower combination
THIS WEEKEND ONLY / APPLIES TO NEW HOME PURCHASES ONLY…
WITH CBS 19 HERE
WARNING!!!!! NOT READING THIS MAY COST YOU UPWARDS OF $50,000 IF YOU DON’T ACT NOW!
FHA will reverse its existing policy of canceling MIP on loans when the outstanding principal balances reached 78 percent of the original balance. Because FHA remains obligated to insure 100 percent of the outstanding load balance for the life of the loan, homeowners will now be required to maintain principal payments over that period as well. FHA’s Office of Risk Management and Regulatory Affairs estimates that the MMI Fund has foregone billions of dollars in premium revenue on mortgages endorsed from 2010 through 2012 because of this automatic cancellation policy.
FHA will require lenders to manually underwrite loans for which borrowers have a decision credit score below 620 and a total debt-to-income (DTI) ratio greater than 43 percent. Lenders will be required to document compensating factors that support the underwriting decision to approve loans where these parameters are exceeded, using FHA manual underwriting and compensating factor guidelines.
FHA will propose an increase in the minimum down payments for jumbo loans from 3.5 to 5 percent. The proposal will be published in the Federal Register within the next few days.
-FHA will step up its enforcement efforts for FHA-approved lenders with regard to aggressive marketing to borrowers with the previous foreclosures. Borrowers are currently able to access FHA-insured financing no sooner than three years after they have experienced a foreclosure, but only if they have re-established good credit and qualify for an FHA loan in accordance with FHA’s fully documented underwriting requirements. It has come to FHA’s attention that a few lenders are inappropriately advertising and soliciting borrowers with the false pretense that they can somehow “automatically” qualify for an FHA-insured mortgage three years after their foreclosure. FHA will work with other federal agencies to address such false advertising by non-FHA-approved entities.
Finally, as discussed in its Annual Report to Congress, FHA is also committed to structuring a new housing initiative that would apply to a number of borrower classifications, including borrowers with previous foreclosures.
- No other company that lets you select from 7 different building centers in 4 different states.
- No other company has a larger number of employees who have chosen to invest their own money in what they sell.
- No one else has a full time finance manager who is committed to getting you the best rates and the best total loan package for the consumer.
- No one else has a full time construction manager to handle your home project from start to finish.
- No one else builds their homes to the “Pratt Standards” which includes insulation requirements, window efficiency, Lennox AC, floor / sliding / water heater sizing / plumbing requirements.
- No one else has a full time service coordinator and 4 full time service crews to make sure even the smallest issue is taken care of in a timely manner.
- No one else has a 17 acres of homes with new inventory to view as well as homes already available for immediate move in within a 7 mile radius of Tyler.
Home Price Increases For 2013
Sizable increases in home construction costs occurred in 2012 without a lot of fanfare. One of the reasons no one noticed was that the housing market was still cleaning up foreclosure inventory from 2007.
With the expected growth in new home construction and the $50 billion going into reconstruction in Hurricane Sandy’s aftermath, we are facing an inevitable sharp increase in building costs for 2013.
- CANADA NEWS
- Updated November 1, 2012, 9:28 p.m. ET
- Storm Gives a Jolt to Lumber Market
The extensive rebuilding that is expected in the wake of Sandy’s devastation is adding kindling to an already-hot market for lumber.
Western spruce-pine-fir expected to touch the US$500 in the next 2-3 years – compared to average annual price of US$180
US supply is expected to become overwhelmed in the next 5 yrs., allowing wood product prices to soar.
Insulation suppliers announced a 10% price increase. Gypsum suppliers announced a 20% prices increase. Steel pricing is up over 30% since early 2012 pricing.
Most home builders started the first week in January with a 3% to 5% increase in base prices. Some of the commodities making news for 2012: Lumber prices up 34%, asphalt (shingle) prices up 7%, gypsum (sheetrock) prices up 29%.
We are telling customers who are putting off purchasing a new home till 2014, that they may find themselves priced out of the home they had hoped for due to abrupt price increases and rising interest rates.
“Hello everyone it’s almost Thanksgiving and Christmas time again. On behalf of all of us here at Pratt Homes I would like to extend to all our friends and Customers (past and future) a heartfelt wish that you all have a wonderful and safe holiday.”
Pratt Homes announces the addition of a new product line,
“Park Models and Lodges”!
All counties county
Agent name: Pratt Homes
All counties county
Agent name: Pratt Homes
Property Type: Residential
PRATTHOMES is the only retail outlet in Louisiana and Texas for the Stone Canyon Lodges & Park Model Homes.
With over 25 models choose from. They are versatile and affordable way to quickly set up that “scenic get away” or “fishing lodge”. They are great for lake and mountain retreats.
Retirement people are purchasing them so they can have a permanent residence while traveling on the road most months of the year in a motor home.
The uses for these cool Park models and lodges are endless. Hunting retreats, Fishing Lodges, Secluded Get a ways.
These lodges are popping up at “yogi bear” lodges all over the US especially at vacation destinations like Colorado and Wyoming and renting for $175 per night, set up your own park!
A great benefit is that they are not subject (yet) to taxes like a house or RV : park models are not considered an RV nor Manufactured Home nor Modular home and do not come under any of their guideline requirements. In order to be a park model the home has to be under 400 sq. feet. These are 398’ and this allows them to be personal property so one does not have to pay Real Property Taxes…
YES, Pratt has Financing available!
We as always have our traditional modular homes and did we forget to mention that if we can get you into your home before January 15th you can qualify for homestead exemption for 2013.
Come in TODAY!!!! Our special for this month is the Hampton with $5000 off MSRP plus a Free!! Front load washer and Dryer for qualified buyers.
On September 10th through September 15th Pratt Homes has its biggest sale of the year.
Lynn Pratt owner and founder of Pratt Modular Homes of Tyler Texas says that Pratt Homes had a very good year with sales up 30% from last year at this same time.
We have made many in roads this year. Although markets have been tough and financing changes at the FHA have made our job difficult we still have managed to get folks financed and into the home of their dreams when our competitors couldn’t. In addition we have been able to build homes for around 10% less than our modular home competitors. We also include many upgrades such as porches, brick siding, furniture and appliances. Now as a way to share our excitement and thanks to the community and people that have allowed us to build for them we are giving away $10,000 dollars here today to one lucky person.
We think our commitment to excellence and our unwillingness to compromise service has lead to our success. We support our community, our troops and all the things that have made our country great. Our charity of choice is St Jude’s Children’s Hospital and we encourage everyone to join us in that important cause. Please come by and see us we can get you into a new home if anyone can. We will build that home for less than our competitors guaranteed. Just bring in any quote and let us do a price out comparison. We have over 2 Million dollars in inventory right now.
Pratt Homes announced the “Beat the Heat” contest on its web site and through radio and television advertising. The promotion ran from June 11 to August 31th of 2012.
To win the contest, participates had to answer this question.
Guess the number of days greater than or equal to 100 degrees between June 11 and August 31.
The Winner was announced at Pratt Homes annual “Once a Year Sale”. This sale started September 10th and finished off on September 15th.
When the time has came to announce the winner of the contest the crowd of participates gathered at the “Once a Year Sale” at Pratt Homes to find out who the lucky winner would be. People waited for the announcement.
Finally, The Lucky winner was announced.
Jessica Smutz is the Big Winner this Year!
Visit us on the web at lpratthomes.com , search our models and floor plans to find the home that is right for you and your family. To learn more about modular homes construction and view modular homes gallery, click on the gallery you would like to view.
- Modular homes exterior gallery
- Modular homes kitchen gallery
- Modular homes bathroom gallery
- Modular homes custom closet gallery
Congratulations to Jessica Smutz our Big Winner this Year!!!
Pratt Homes has announced the winner of “Once a Year Sale”. The big lucky winner who won $10,000 is Jessica Smutz.
On September 10th through September 15th Pratt Homes has its biggest Sale of the year.
Lynn Pratt owner and founder of Pratt Modular Homes of Tyler, Texas says that Pratt Homes has a very good year with sales up 30% from last year at this same time.
We have made many in roads this year. Although markets have been tough and financing changes at the FHA have made our job difficult we still have managed to get folks financed and into the home of their dreams when our competitors couldn’t. In fact we have been able to build homes for 10% less than our most modular home build giving many free upgrades such as porches, brick, furniture and appliance without any additional charges. Now as a way to share our excitement and thanks to the community and people that have allowed us to build for them we are giving away $10,000 dollars her today to one lucky person.
We think our commitment to excellence and our unwillingness to compromise service has lead to our success. We support our community, our troops and all the things that have made our country great. Our charity of choice is St Jude’s Children’s Hospital and we encourage everyone to join us in that important cause. Please come by and see us we can get you into a new home if anyone can. We will build that home for less than our competitors guaranteed. Just bring in any quote and let us do a price out comparison.
Visit us on the web at lpratthomes.com , search our models and floor plans to find the home that is right for you and your family. To know about modular homes construction and view modular homes gallery, click on the gallery you would like to view.
Modular homes exterior gallery
Modular homes kitchen gallery
Modular homes bathroom gallery
Modular homes custom closet gallery
Congratulations to Jessica Smuts our Big Winner this Year!!!
Pratt homes, once year sale is starting September 10th and ending September 15th.
And this year we have over 2 million inventory all priced to SELL. Immediate possession and FREE FREE FREE !!!
Free brick, free covered porches, free furniture, free front load washers and dryers.
Pick the package you like Best with any new model home.
One lucky winner will win $10,000 on Saturday.
If you miss this Sale at Pratt Homes. It will be other year before it comes around again. Pratt Homes on the East Loop in Tyler or go to prattmodularhomes.com for more information.
Don’t Miss this Sale!!!
Pratt Modular Homes has launched a new way to find the perfect home. Now you can Search by Designs and Floor plans
Pratt Modular Homes of Tyler of Texas has been providing quality homes to satisfied customers in Texas, Oklahoma, and Louisiana since 1996. Pratt has over 600 standard floor plans to choose from with an infinite number of possibilities. Ultimately they never build two homes alike. You can choose from their Top Selling Models or bring in your own plans. The goal is to provide the highest value for customers and deliver complete satisfaction.
Check out the new addition to the Pratt Modular Homes website:
Search Designs and Floor Plans http://lpratthomes.com/floor_plans/
Select your price range, beds, baths, square foot range, city and state to view a sample floor plans, pictures for virtual tours of homes.
Pratt Homes has the designs and floor plans to meet every need. Come find the perfect home for you and your family.
What if the heat can pay you $10,000??
Unbelievable right? But yes, Pratt Modular Homes id giving away $10,000 if you can guess the lucky number and win it’s “Beat the Heat” promotion. All you have to do is Guess how many days we will exceed 100 degrees this summer!
What would you do if you get $10,000?
- Enjoy your vacation
- Enjoy with friends and family members
- Or would you like to pay some bills
Win $10,000 from Pratt Homes by answering a simple question:
Guess the number of days greater than or equal to 100 degrees between June 11 and August 31, 2012!!!
Start your submissions now at http://lpratthomes.com/promo
Correct guesses will be entered into a drawing that will be held at Pratt Homes on September 15, 2012.
Hurry your entries before August 17, 2012 11:59 PM.
All entrants must read official contest rules at the contest page.
3 ways to buy modular homes with financing options that fit every need.
Own Your Own Land Plan
1.5% down payment when you own your own land
Rates 3.75% for 360 months (30years)
Home Only Plan
5% down payment
Rate dependent on approval
3.5% down payment
FHA loan 3.5% Down Payment
3.7% – 3.99% (APR)
You can also prequalified for the above financing offers at http://lpratthomes.com/financing/
Don’t forget to PRINT the washer and dryer coupon and bring it in to claim your FREE washer and dryer or up to $1000 in landscaping.
Be sure to watch our promotional video below
Modular Home Construction is simply Better and more Energy efficient than conventional site built homes
Modular homes are built using an assembly-line process that encourages a consistent high level of quality. Modular Homes are assembled within a climate controlled environment that does not expose construction materials to the elements. Conversely, a stick built home isn’t constructed within cookie-cutter guidelines that limit flexibility. An on-site contractor has the freedom to make last minute modifications, corrections and/or improvements that are not always offered to the modular home customer. It is this very flexibility and overall versatility of design and/or construction of a framed stick-built home that allows for a level of superiority above and beyond that of the alternative. Or so it’s said.
One positive argument concerning Modular construction is that it is almost always much more energy efficient. But this isn’t always a plus. Some manufactured homes are so “tight,” that they are sometimes too efficient. Modern modular homes can seal the indoors so effectively from the outdoors, that “fresh” airflow from the outside can be virtually eliminated. Indoor air quality can actually be a problem with some modular homes if airflow is not carefully managed. On the other hand, that’s a strange argument in favor of a relatively drafty stick-built.